Cooper CPA Group helps business owners, buyers, and sellers understand the financial side of a transaction. Our team analyzes the numbers, identifies potential risks, and provides practical guidance to support better-informed decisions throughout the deal process.

 
Important SBA Update

New QoE Requirements for Certain SBA Acquisitions

Beginning October 1, 2026, certain SBA-financed business acquisitions of $3 million or more will be subject to new Quality of Earnings requirements.

Learn More About the SBA Update →
We're Here to Help

Have Questions About the New SBA QoE Requirements?

If you're involved in an SBA-financed acquisition and have questions about how the new Quality of Earnings requirements may affect your transaction, our M&A advisory team can help you understand the recent changes and determine the appropriate next steps.

Explore Quality of Earnings Services
 

OUR M&A SERVICES


 
 

Buy Side and Sell Side M&A Advisory:

  • Buy Side Advisory: Assisting buyers by conducting thorough due diligence and navigating the purchase process.

  • Sell Side Advisory: Helping business owners prepare for a potential sale, evaluate financial readiness, coordinate with transaction professionals, and navigate key financial considerations throughout the process.

  • Buying or selling a business can involve important tax considerations. Our team can help evaluate how proactive tax planning fits into the broader transaction strategy.

 
 

Financial Due Diligence:

  • Analyze historical financial performance, cash flow, working capital, and other financial considerations that may affect the transaction.

  • Provide buy-side financial due diligence to help buyers better understand the business, identify potential risks, and evaluate the financial information supporting an acquisition.

 
 

Business Valuation Services:

  • Analyze financial performance and other relevant factors to develop a clearer understanding of business value.

  • Provide business valuation support for transaction planning, pricing discussions, and negotiations.

 
 

Legal and Document Support:

  • Assist legal counsel with the financial aspects of the transaction by providing financial insights and analysis that are crucial for drafting and reviewing key documents such as purchase agreements and letters of intent.

  • Coordinate with attorneys and transaction advisors to help ensure financial terms, supporting schedules, and key deal considerations are clearly understood throughout the transaction process.

 
 

Referrals and Networking:

  • Providing referrals to experienced transactional attorneys, investment bankers, and SBA bankers to support your specific needs. Leveraging our network to connect you with the right professionals for your transaction.

  • After the completion of the transaction, we can refer experienced financial advisors to assist with creating a balanced portfolio.

 
 

Quality of Earnings (QoE) Reports:

  • Analyze historical earnings and financial trends to provide a clearer picture of the business’s underlying financial performance.

  • Evaluate EBITDA adjustments and add-backs to help distinguish recurring earnings from owner-related, nonrecurring, or unusual items.

 
 

WHY CHOOSE US?

 

Dedicated to Growing Small Businesses

We specialize in working with small businesses, offering personalized and tailored services that larger firms often overlook.

We Are Not an Investment Banking Firm

However, we also have a trusted boutique investment banking referral partner we can work with to support your transaction when appropriate.

 
 
 
 

Our Approach

At Cooper CPA Group, we take a hands-on approach to M&A services. We work closely with you to understand your unique needs and objectives, offering expert guidance and support throughout the entire process. Our goal is to make the M&A process as seamless and stress-free as possible, ensuring that you achieve the best possible outcome for your business.

 
 

FAQs About M&A Advisory Services

  • An M&A advisory firm helps business owners navigate the financial, strategic, and operational considerations involved in buying or selling a business. Services may include financial analysis, business valuation, due diligence, and transaction planning. At Cooper CPA Group, we focus on the financial and accounting aspects of M&A transactions to help buyers and sellers make informed decisions.

  • Buy-side M&A advisory supports individuals or companies looking to acquire a business. This typically involves evaluating acquisition opportunities, reviewing financial information, and identifying potential risks.

    Sell-side M&A advisory helps business owners prepare for a potential sale, evaluate financial readiness, and navigate transaction-related financial considerations.

  • Financial due diligence helps buyers better understand a company's financial performance before completing an acquisition. It may involve reviewing historical earnings, cash flow, working capital, financial statements, and potential liabilities.

    This analysis can help identify risks, validate financial information, and support more informed transaction decisions.

  • A business valuation estimates the value of a company based on financial performance, market conditions, and other relevant factors.

    A Quality of Earnings report focuses on evaluating the company's historical financial performance and the sustainability of its reported earnings.

    Both can provide valuable information during an acquisition, but they serve different purposes.

  • It's often beneficial to consult an M&A advisor before making significant decisions about buying or selling a business.

    For buyers, early financial guidance can help evaluate acquisition opportunities and identify potential concerns. For sellers, preparing in advance can provide time to address financial reporting issues, evaluate business value, and develop a transaction strategy.

  • The sell-side M&A advisory process typically begins with evaluating a company's financial performance, business valuation, and readiness for a potential sale. From there, the process may involve preparing financial documentation, identifying potential buyers, evaluating offers, and coordinating financial due diligence. Cooper CPA Group helps business owners navigate the financial complexities of selling a business and prepare for a successful ownership transition.

  • Buy-side M&A advisory services help individuals and businesses evaluate potential acquisitions, understand financial risks, and make informed investment decisions. This may include financial due diligence, business valuation analysis, Quality of Earnings reviews, and transaction support. Cooper CPA Group works with business buyers to evaluate financial information and navigate important considerations throughout the acquisition process.

 
 

Ready to take the next step?

Contact us today to schedule a free meet and greet and discover how we can assist you with your M&A needs. Let us help you navigate the complexities of mergers and acquisitions with confidence and ease.